How It Works:
By Law You do not have to apply for credit with your Social Security Number! Most people do not realize this. The credit bureaus and creditors do not want you to know this.
Important information, as a customer, that you need to know:
When buying your new credit file, credit profile number, credit privacy number, or SCN please make sure you have a physical address available you've never used before when applying for credit through your Social Security Number. It is imperative you do this! The reason is that you do not want your SCN getting tied in with your Social Security Number.
This is not a program where we tell people to defraud the credits or use E.I.N./T.I.N. to possibly gain new credit by filing bankruptcy. We encourage people to pay off there old debt. We educate our customers on how to use their SCN wisely so that they do not make the same mistakes again.
We will issue you a new SCN that you will be able to use for credit purposes only. This is a nine-digit number that has the exact genetic makeup of a Social Security Number. We will use the new number to create a completely new credit file for you within the three major credit bureaus enabling you to apply for credit without having all your past credit problems prevent you from getting approved.
This is not a government issued number like an EIN or TIN. Unlike most services we do not advise you to misrepresent your Social Security Number and YOU are completely responsible for any debts you incur using your new SCN. It is your legal right to keep your Social Security Number private and use a seperate number for credit related purposes. You are only required by law to disclose your Social Security Number to the Internal Revenue Service, your employer, and most recently, due to the Patriot Act, when registering a motor vehicle. We use the laws to your advantage.
Once this is complete you will have a FICO score at least 700 or better. Most cases we have between 750-790.
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Legality of SCN:
Presently, federal law allows the ability for someone to legally use a private ID# for financial reporting purposes, instead of Social Security Number.
(Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act (View The 1974 Privacy Act): (a) (1) It Shall be unlawful for any Federal, State, or Local Government Agency to deny any individual any right, benefit, or privilege by law because of such individual's refusal to disclose his or hers Social Security Account Number.
What this means is Federal Law protects those who do not wish to disclose their personal information (SS#) except where required to do so. Disclosure of your Social Security Number is only required when dealing with IRS, your employer, or when applying for a federally insured mortgage. Instead of a Socail Security Number, you now have the opportunity to establish a new credit file, new credit profile number, credit privacy number, or SCN.
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Do you really understand how your Social Security Number is used?
The Social Security Administration was created during the great depression. The Fedral Government's intention was to allow Americans to save for out retirement so we may live in our senior years. Like it or not that was the plan, over the years, the Social Security number which intended to identify your retirement accounts, has become a tool for the government and other private organizations to track us in numerous ways. Although that was not the original intent of a "Social Security Number", it has become an easy way for different organizations to identify us. For example, you are often asked for your SS# for a new bank account, credit union, or when applying for a driver's license. So why do these organizations insist on requiring a social security number to identify you? Because we allow them too!!!
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The sole purpose of your social security number is for tax and social security use ONLY!!!
We provide a 100% Legal Credit Profile Number(S.C.N.). The SCN is a special 9 digit number, not EIN or TIN used for financial and credit reporting purposes!
DISCLAIMER:
Must add at least 2 primary trade line to your SCN to reach mid 700's. We will give you 1.
IMPORTANT NOTE:
Your NEW 9 digit Profile Number can be offered in place of Social Security Number (SSN) when applying for credit. This is not a 2nd SSN. You are legally responsible for any misuse of your new 9 digit number. It will not make your current SSN disappear. Your new 9 digit number will be assigned to you for credit esablishing purposes only. You will continue to use your SSN for employment, taxes, state benefits and for your driver's license. You are responsible for any agreements you make using your NEW Profile Number. You will receive:
A new SCN Number
A free credit report with your SCN and Info
Receive your NEW SCN within 24 hours
Approval for a $500 un-secured Credit Card
